Choosing a dental insurance plan can be more complicated than you’d think. With the hundreds upon hundreds of programs available, there may be only a few that can fit you and your family’s needs.
But where do you start? It’s counter-intuitive, but the last thing you want to do is start punching different keywords into Google. Luckily, we’re here to help!
Here are a few tips and tricks from our team on selecting a dental insurance plan!
Check with your dentist!
If you have a family dentist you all visit and trust, give them a call! One call to the office coordinator can clear up any questions and get you back on track! Find out what your local dentist accepts, and narrow down your decision based on that information!
We’re here to help you through every step of the process. Our team at Neville Family Dental can help figure out if your current insurance will work and let you know which insurances are best.
See if dental can be added to your medical insurance
Many big-name insurance companies offer dental insurance that can be bundled with your regular medical coverage expenses. If you love balancing your budget with as few payments as possible, this could be a great solution!
You’ll also have an easier time dealing with your current health insurance company instead of reaching out to new ones and getting bombarded with phone calls and emails about quotes.
Ask your dentist if they offer plans
Many dental offices offer flexible payment plans that could work for you. At Neville Family Dental, we offer payment plans for many dental treatments along with free consultations and low monthly payments to fit you and your needs.
Regardless of whether your dentists offer alternatives in-house or through a separate company, their competent patient coordinators and office managers will assist you every step of the way!
Consider your budget
We aren’t here to tell you how to manage your money, what you shouldn’t be spending on insurance, or what you should—all of that is your private business. However, if you are having trouble deciding between insurance plans, a budget is a great way to determine your ultimate selection.
Economic times can be uncertain, and money situations can ebb and flow. When deciding on a plan, make a list of pros and cons, and include costs on those lists. Run some numbers, or, if you have a financial advisor, talk to them and get their opinion on the direction you should go with dental insurance. Finding a plan that fits your budget perfectly is a great way to make the right selection!
Call us today!
At Neville Family Dental, we can assist you with any insurance questions. We understand that selecting a plan, payment options, etc., can be confusing and that waiting on hold to find out more information about a program can feel like a waste of time. We work with insurance companies every day, and while we love to focus on making and maintaining beautiful smiles, this is a part of the job.
Call us, book an appointment on our website, or feel free to stop by our office! We will do our very best to help select the perfect insurance plan for you, your family, and the budget you are working with every month.